At Stephens-Franklin Teachers Federal Credit Union, we strive to support vulnerable members and want to protect them from predatory lending practices. Therefore, we gladly introduce you to our fast cash loans, which are one of the most reasonable alternatives to expensive payday cash advances.

With the help of our fair financial products, you can both improve your credit or build it from scratch. There’s no minimum credit score requirement that you must meet to apply. Fill out an online application form to pre-qualify and get a loan decision in as little as one business day! At Stephens-Franklin Teachers FCU, we know our members are our main value and treat them with care by offering financial assistance that matches their current needs.

Features of Fast Cash Loans

Simplified Requirements

We don’t ask you to have an ideal credit history or fit any credit score requirements. There are just a few basic criteria you need to meet. Any member of Stephens-Franklin Teachers FCU can count on fast financial assistance without turning to payday lenders.

Limited Loan Amounts

Fast cash loans were designed to help you deal with small financial emergencies. You can get up to $1,000 and use the money to overcome any difficulties you struggle with. Small amounts will make it easier to pay off your loan without a high financial burden.

Flexible Prepayment Terms

The repayment period can be between 14 and 60 days. Choose the terms that suit your financial situation to make it easier to manage your budget.

Fair Interest Rates

We’re here to make you feel the difference! We offer fair financial products that are not aimed at catching you in a spiral of raising debt. Get a loan at a competitive interest rate, which is 18% APR.

Next-Day Funding

We know what emergency assistance should look like and strive to meet your high requirements. The money will be deposited to your active checking account in as little as one business day.

Credit-Building Options

We report your data to major credit bureaus in order to help you improve or build your credit. Take the first step toward boosting your credit score just by fulfilling your debt payment obligations on time.

Transparent Terms

There’s nothing that we try to hide from you. You’re not a customer whom we want to earn from. You’re an honorable member and part of the whole mechanism where people help people. All the terms and conditions are clear and transparent.

Simple Application Procedure

We know how important it is to keep the loan process plain. Enjoy the speed and accessibility of fast cash loans just by filling out a simple form. We’re here to make all your small financial goals come true in the blink of an eye.

How Much Does The Money Funding Process Take?

Members who complete the application form before 10:30 AM on a business day may get the funds via direct deposit by the end of the same day. Members who fill out applications after 10:30 AM or on weekends will access the money in as little as one business day after getting loan approval.

Eligibility Criteria

You’re eligible for a fast cash loan if you:

  • Are a member of Stephens-Franklin Teachers FCU in good standing
  • Reach at least the age of 18
  • Are a permanent resident of the US
  • Have an active FCU account
  • Can confirm your income